They are everywhere, so one must be ever vigilant, but there is help in the great
electronic beyond if you know what and where to look for it.

A very helpful item is “The Little Black Book of Scams” - which can be found on the website:

Here are some scams to watch out for and what you can do about it:

          IDENTITY THEFT - refers to collecting your personal information for criminal purposes.Fingerprint

          BANKING and CREDIT CARD SCAMs - many scams arrive by email and text message.

          FINANCIAL and INVESTMENT SCAMs - involve sales offer or promotion about
                                                                            financial products

          Red Flags: - Electronically wired money request, using a money transfer service, crypto
                                currency or gift card;

                              - Selling something on line be careful how you get paid. They may send you a
                                fraudulent for of payment with excess money and ask you to return the over

                              - Spelling errors or expressions that are not in context on emails, messages
                               or websites;

                             - Personal information request  which is not relevant or required for
                               transaction or discussion. Especially if you are asked for copies of pass port,
                               driver’s licence, social insurance number or birth date especially if you don’t
                               know who you are talking with;

                             - Unsolicited calls like you have a virus on your computer or owe taxes;

                             - Unsolicited friend request on social media - don’t accept people you do not know.
                               Check out their profiles and ask friends if they know them;

                             - Mail offers to good to be true - you receive a game card which tells you that you
                               already won a prize or offers you a great deal at cheap price, then ask you for
                               your credit card to confirm the prize or purchase.

Here is what you can and should do about it:

           You should contact: - the police and file a report
                                           - your bank or financial institution and credit card company
                                           - the Canadian Anti-Fraud Centre

If you suspect that you have been a target of a scam or have been scammed here
are some agencies to contact:

              The Canadian Anti-Fraud Centre         Eng - Website:
                                                                                     Phone: 1-888-495-8501
                                                                           Fr    - Website:
                                                                                     Phone: 1-800-348-5358