Travel Partners

belairdirect travel insurance offers a travel insurance plan designed specifically for Federal Retirees covered under the Public Service Health Care Plan (PSHCP). You’ll get multi-trip comprehensive coverage at an exceptional rate, that is often less expensive than purchasing insurance for one single trip.1

Why do I need belairdirect travel insurance if I have the PSHCP Out-of-Province Benefit?

You may be wondering what role belairdirect travel Insurance plays in ensuring you have the protection you need while travelling.

  • belairdirect travel insurance covers amounts in excess of what your PSHCP does. Most notably, should your medical bills from an emergency during a trip exceed $1 million, belairdirect travel insurance covers you up to $10 million per person, per trip. While the average emergency won’t cost over $1 million, extended hospital stays abroad do happen and can exceed this amount.
  • belairdirect travel insurance includes benefits which are not covered by your PSHCP plan. In addition to $15,000 in trip cancellation and interruption insurance4 there are also benefits to cover your baggage and certain other expenses you may encounter during a medical emergency, such as return of your vehicle or your dog or cat.
  • belairdirect travel insurance can provide coverage for trips of longer than 40 days, the PSHCP maximum, whether inside or outside of Canada.

belairdirect travel insurance includes:

  • An unlimited number of 40-day (or less) trips outside of Canada, depending on your plan selection.
  • An unlimited number of trips within Canada of any duration.2
  • Access to a Supplemental Plan for a longer trip of up to 212 consecutive days outside of Canada (depending on province of residence).
  • Coverage can be purchased regardless of age or health status.3
  • Emergency medical travel insurance of up to $10 million per insured person, per trip.
  • Trip cancellation and interruption insurance4 of up to $15,000 per insured person, per trip, including coverage both inside and outside of your province or territory of residence.
  • Baggage coverage of up to $1,500 per insured person, per trip (to a maximum of $3,000 for all insured persons combined).

What’s more, with a belairdirect travel insurance policy, you receive free access to Perkopolis, the online platform and its more than 5,000 exclusive perks, savings, and discounts.

As a member of the National Association of Federal Retirees, you have exclusive access to belairdirect travel insurance. To be eligible, you need to maintain your annual membership with the National Association of Federal Retirees. A double membership with the National Association of Federal Retirees is required if both you and your spouse/partner need belairdirect travel insurance coverage. If you are unsure of your membership status, please contact the National Association of Federal Retirees national office toll free at 1 855 304-4700 or in Ottawa at 613 745-2559.
 
For more information on belairdirect  travel insurance, call our insurance partner, belairdirect , toll-free at 1 866 606-3362 or visit belairdirect.com/federal-retirees.

Eligibility requirements, limitations and exclusions may apply and/or may vary by province or territory. The information provided in this summary is for informational purposes only and should not be considered legal or insurance advice. Policy wordings prevail. © 2025 Belair Insurance Company Inc. All rights reserved.
Travel insurance products are underwritten by Belair Insurance Company Inc. and services are provided by belairdirect Agency Inc.
1 Based on a comparison of 40-day Base Plan against single trip plans with similar benefits.
2    Certain benefits do not apply in your province or territory of residence.
3 This insurance may not cover claims related to medical conditions that are not stable, whether disclosed or not at time of policy purchase.
4    Coverage for Trip Cancellation begins the day of booking your trip provided your insurance is in effect. If a trip is booked prior to Trip Cancellation insurance being in effect, coverage for that trip will begin the day that the insurance premium is paid, and the policy is issued. Trip Cancellation, Interruption & Delay Insurance benefits apply only to travel arrangements booked prior to departure.
 

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